I’ve been thinking about what would happen to my business in
the event I became incapacitated. How would it go on?
I’m going to make an “Emergency Business Plan” that will include the
- Access information. Where, exactly, my customers’ names can be found, being careful to distinguish paper and computer files.
- Names and phone numbers. Make note of numbers for accountants, attorneys, business accounts, Webmaster, suppliers, printers, designers, advertising reps, contacts for upcoming workshops.
- Passwords to access my accounts, computer, and Web site.
- Accounts. Banks, credit cards, online vendors, merchant accounts, etc. Include the names of individuals who have been particularly helpful at these places. I do most of my business on the Internet. Everything from printing my e-books to processing credit card orders is done through an online account. There is no way anyone trying to pick up the pieces of my business would have any idea about these accounts unless I told them and gave them the passwords for access.
- Memberships and subscriptions. Sometimes these can be transferred. They might also be automatically renewed and charged to my credit card if not careful. Memberships might include museums and artist organizations. Subscriptions could be anything from computer virus scanner to periodicals.
- Tips. Anything that might be helpful to someone coming into my business for the first time.
The final and most important thing I have to do is to tell my husband and one other trusted friend where they can find this information in the event of an emergency.